10 Best Business Loan Affiliate Program Options

Whether you’re a financial professional or a content creator who talks about business-to-business topics on their blog, it’s smart to know the best business loan affiliate program options out there. Companies that offer loans to startups and other types of businesses often give rewards to people who send them new customers. We’ve put together our 10 picks of the best business loan affiliate program options available right now.


Landing page for the best business loan affiliate program from Biz2Credit.

Biz2Credit is a small business funding service that connects businesses to financing options. Users can apply online and get a decision in just one day, and they can get their funds within 72 hours. Loans range from $25,000 to $6 million.

Business professionals have a few different loan options from Biz2Credit, including CRE loans secured by commercial real estate, term loans and working capital loans.

The Biz2Credit affiliate program takes only five minutes to register for. Users will first sign up as an affiliate and then submit an application on behalf of their client or refer them to a Biz2Credit product. Once the client is approved and funded, you’ll get a percentage of the amount that was funded.

There are a lot of perks for affiliate partners:

  • CRM dashboard where you can monitor each client’s progress and your performance as an affiliate
  • Document vault for storing business documents related to funding requests
  • Financial calculators to estimate how your client will be evaluated by lenders
  • Landing page to increase conversions
  • Website widgets, like a customizable financial calculator and a funding project form

Commercial Loan Direct

Commercial Loan Direct specializes in apartment and commercial loans, including investment commercial loans and owner-occupied commercial loans. The Commercial Loan Direct affiliate and referral program rewards you for referring clients to their services.

For every person you refer to Commercial Loan Direct and who is funded with a loan, you can earn $1,250. Additionally, if you refer someone to the affiliate program and they’re accepted, you’ll get $250 for every sale (i.e., a funded loan) they successfully refer.

Fora Financial

Fora Financial provides business capital to small businesses looking to grow, with loans ranging from $5,000 to $1.5 million. There are two options applicants can choose from:

  • Small Business Loan: Fixed-term loans with terms of up to 15 months
  • Revenue Advance: Payments based on a fixed percentage of your regular gross receipts; daily or weekly repayment plans and variable terms

The Refer a Business program from Fora Financial pays a $500 cash reward (via an electronic gift card) when you recommend someone to the service and they receive financing. There are no limits to how much you can earn — the more successful referrals you send to Fora Financial, the more you’ll earn.

While there’s no specific tracking system set up, you’ll get an email once a referral gets financing. That’s also when you’ll be sent your reward, so you don’t have to wait for a payout.

Funding Circle

Page for the best business loan affiliate program from Funding Circle.

Funding Circle has loan programs that can provide funding in as little as two days in some cases. Funding options include a business line of credit, a business loan or an SBA 7(a) Loan that’s federally backed.

The Funding Circle affiliate program, which is run through Rakuten, lets participants earn unlimited commissions by connecting others with small business lending options. You’ll get a custom referral link to send to friends, family members and clients or use in your content. You’ll earn a commission on qualified referrals, and you’ll also get a bonus on approved applicants who accept a Long Term Business Loan from Funding Circle.

You can also access reporting tools to track your performance, and the affiliate dashboard lets you optimize your campaigns. Plus, there’s an affiliate team available to answer your questions and provide support.


GoKapital offers business and real estate loans in all 50 U.S. states, and they work to fund people no matter their credit score. So long as the applicant makes $30,000 or more per month in revenue, they can apply. Financing options also include:

  • Business cash advances
  • Business line of credit
  • Equipment financing
  • Personal loans
  • SBA 7A loans
  • Small business loans
  • Start-up loans

The GoKapital affiliate program is an opportunity to refer your clients to their lending options and receive a commission if funding goes through. You’ll work with a dedicated account manager who can provide support as needed. Earnings are sent once a month via direct deposit or check.

National Business Capital

National Business Capital provides business loans and funding options, which each applicant’s Business Finance Advisor will walk them through. Business financing options offered include:

  • Business line of credit
  • Equipment financing
  • Revenue-based financing
  • Small business admin loans
  • Small business loans
  • Subordinated debt

The National Business Capital affiliate program pays a commission when your referrals secure capital, though specific commission rates aren’t made public. You’ll have access to the Partner Portal and dashboard where you can track your performance. There are also team members that you can speak with whenever you need help.

You’ll be able to use a branded landing page as well as marketing collateral to promote National Business Capital. Also, there’s no cap on referrals, so you can earn as much business as you can drive.

National Funding

Landing page for the best business loan affiliate program from National Funding.

National Funding offers financing and loan options for small businesses in a variety of industries, including accounting, fitness, IT, manufacturing and more. In addition to small business loans, National Funding also offers equipment financing and leasing.

The National Funding affiliate program, which is run through Impact, lets you connect your clients with small business financing. You can earn 3% on loan amounts for referrals, and there are flexible payout options as well. Plus, there may be bonuses for you to earn extra.


OnDeck provides businesses with funding that helps in all sorts of scenarios, including purchasing inventory, upgrading equipment, consolidating business debt, hiring employees or covering payroll. There are two financing options to consider:

  • Line of Credit: This revolving credit line can be accessed 24/7, with offers ranging from $6,000 to $100,000. Repayment terms can be 12, 18 or 24 months.
  • Term Loan: This one-time lump sum ranges from $5,000 to $250,000 with a 24-month repayment term.

A bonus is that OnDeck gives applicants $300 cash back when they accept funding.

The OnDeck affiliate program provides members with banner ads and text links to use on their websites. When a referral accepts an OnDeck loan, you’ll get 2% of the amount funded. The tracking cookie is 60 days, and you’ll get a payout 15 days after the end of the month.


SmartBiz provides small business loans that include SBA loans, term loans, line of credit financing and custom financing. SmartBiz also has an affiliate program, and while there isn’t a lot of public information about it, you can earn a commission on each funded SmartBiz loan that you refer. According to the Terms and Conditions agreement, affiliate partners can get up to 2% of the total aggregate principal amount of a funded loan between $25K and $350K. For loans that are above that amount, the commission rate drops to 1.25%.

Uplyft Capital

The Uplyft homepage.

Uplyft Capital approves and provides business funding on the same day the applicant applies. They also offer business loans for people with bad credit. Their main financing products are lines of credit, merchant cash advances and SBAs.

The Uplyft Capital affiliate program offers $200 for each successful lead for the first month. After that, you’ll be presented with a custom contract based on performance. Since the program is run through Impact, you can check your performance history at any point using the dashboard. There are flexible payment options, including the account balance limit needed for a payout.

Final Thoughts About the Best Business Loan Affiliate Program Choices

What’s the best business loan affiliate program? The one that offers services your audience will sign up for!

One of the keys to running a successful affiliate marketing business is to know your audience. When you’re aligned with their needs, you can pick and choose the offers that they’re most likely to go for. Focus your efforts there so that you can make them happy while earning a commission.

Do you want to expand your affiliate marketing horizons? Check out these 25 best niches for affiliate marketing to start thinking about your next move.

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